1st Choice Auto & Truck Sales Pledge Regarding the Responsible Use and Protection
of Customer Information
At 1st Choice Auto & Truck Sales we respect the confidentiality of
your personal information, and it is our ongoing responsibility
to ensure that it is protected. We are providing you with
this notice to inform you of how 1st Choice Auto & Truck Sales responsibly
uses and safeguards your nonpublic personal information.
By “nonpublic personal information” we mean personally identifiable
information that has not been obtained from a public source.
Some examples of this are your social security number or
the name of your employer. We encourage you to read this
notice and to call, visit or email us if you have any questions.
The following is our continuing commitment to the responsible
use and protection of your confidential information:
a)
Protection of Confidential Information:
We will safeguard, according to prudent security standards,
the confidentiality of all nonpublic personal information you
provide for us.
b)
Collection, Use and Retention of Confidential Information:
1st Choice Auto & Truck Sales limits the collection, use and retention
of confidential information to what we believe is necessary
to administer our business, to provide you with exceptional
quality service, to comply with regulatory retention of information,
and to make available to you other promotions, services, and
opportunities that may be of benefit or interest to you. For
example, your information may be used to evaluate your eligibility
for a loan or other services.
c)
Information Collection:
We may collect:
Information we receive from you on applications and forms,
or other information that you provide for us – for example:
your income or where you work;
Information
you voluntarily submit – for example, your fax number, your
e-mail address;
Information about your transactions with our affiliates, others
or us.
Information we receive from a consumer-reporting agency, such
as your creditworthiness, your employment verification, etc.
d)
Security Procedures to Protect Confidential Information:
A fundamental element of safeguarding your confidential information
is to provide protection against unauthorized access or use
of this information. We restrict access to nonpublic information
about you to those employees who need to know that information
to provide products or services to you. We maintain physical,
electronic, and procedural safeguards that comply with federal
regulations to guard your non-public information.
e)
Sharing Information with Third Parties Outside of 1st Choice Auto & Truck Sales:
We may be required to or may share some or all of the information
that we collect about you, as permitted by law, for the following
purposes-
to
third parties to process or service a financial transaction
that you requested or authorized
to insurance companies who underwrite your vehicle
to state registration agencies, our regulators and auditors
to consumer reporting agencies
to vehicle manufacturer
to third parties that assist us in marketing our accounts and
service
to third parties that provide support for services for our
products, such as companies that service our mailings.
to respond to a subpoena, court order or judicial process.
Whenever
other companies or third parties provide support services
on our behalf, we require them to conform to our confidentiality
and information security standards. They are allowed to use
confidential information only to provide the service or product
on 1st Choice Auto & Truck Sales behalf.
Before we can accept your application, you must read and agree
to the following:
I certify that the information provided by me is correct. I
also understand that you will be checking with credit reporting
agencies. I authorize an investigation of my credit and employment
history, receipt of a GLB privacy act notice by mail, and the
release of information about my credit experience to a third
party lending institution.